Tips for Buying a Car Online


One of the most exciting events for every new or veteran driver near Annapolis, Highland Beach, or Hillsmere Shores, MD, is shopping for a new ride. While this can easily be done at a local dealership, you may prefer to do it from the comfort of home. The team at BMW of Annapolis wants to help, which is why we crafted these tips for buying a car online.

From creating a budget to setting up a delivery spot, we’ll go over points to keep in mind when completing your car-buying journey. If you’re ready to learn more, then keep reading.

Set a Budget & Look into Your Credit History

Whether you’re purchasing a vehicle online or at the dealership, you’ll want to have a set budget in mind. That way, you’ll know exactly which vehicle will work for your lifestyle.

It helps to write down all the expenses you regularly make each month, such as rent, internet, and credit card payments. You then want to subtract that total from your monthly income. Whatever is left over is a good indicator of what you could pay for a ride. However, you’ll also need to factor in gas, maintenance, insurance, and other regular vehicle payments.

Once a budget is set, find out what your credit score is. This 3-digit number can range from 300 and 850 and helps lenders determine the annual rate you’ll receive on a loan. If you wish to improve your score, you can make all your payments on time and keep all credit card accounts open, even if they’re no longer being used.

BMW Inventory

Do Your Research

Next comes the fun part, and that’s deciding which automobile you want to drive around town in.

The easiest way to find a new ride is to browse your local dealership’s inventory online. Whether you want to go the new, used, or certified pre-owned route, you can get the details you need on the site. If you’re casually looking, check out each listing one by one. If you know the body style, color, or features you want, use the search filters to narrow down your options.

After picking a couple cars that interest you, take a look at their vehicle history reports—many of which are free to get from the dealership. These are available for used models and will clue you in to how many people drove the vehicle previously, if it’s ever been in an accident, and more.

Chat with the Dealership Staff Online

If you need further help before solidifying an option, speak to a salesperson online. Many dealerships have a chat box on their site that will give you quick access to help from an expert.

They can give you more details about a particular model, including how certain features work and which trim levels offer them.

They may be able to bring the car to you as well, so that you can test drive it. Not sure if this is a possibility? Just ask! The dealership would be more than happy to accommodate your needs, whatever they may be.

BMW Car Delivery

Work Out Financing & Delivery Options

Now that you’ve decided on a new car, it’s time to work on the financing portion. You can fill out a finance application on the dealer’s website to get pre-approved for a loan. A finance expert will then reach out to go over your options, including how long of a loan you want to have and at what rate.

When you’ve electronically signed the paperwork and finalized everything, it’s time to get your new ride! If the dealership offers a service like ACCELERIDE®, you can schedule to have the vehicle sent to your home, office, or anywhere else that’s convenient for you. Reach out to a staff member for more details and to arrange a delivery.

Start Shopping for a Vehicle Online Today

Now that you know how to buy a car online near Annapolis, Highland Beach, or Hillsmere Shores, Maryland, it’s time to begin the process.

Take a look at our inventory online, and then contact BMW of Annapolis for help on starting your vehicle-buying adventure today!

BMW of Annapolis 39.0225946, -76.4772047.